# Buy And Sell Fees

**Buy and sell fees are an important component of the River Bank Protocol**. They provide capital for performing critical functions to the protocol.

Other protocols utilize selling bonds to support the same functions,, but we believe that approach is riskier because if bonds are not purchased, the token can lose its support and spiral downward in price as we have seen with several of these bond based protocols. &#x20;

Selling bonds also costs token holders. It reduces the amount of APY that can be offered and eliminates the ability to offer a stable APY.&#x20;

The amount of the fees (12% for buys and 17% for sells) allows River Bank to provide holders with the **stable high yield of 185,426.67%** annually. &#x20;

One additional benefit of the high fees is that benefits when Whales dump because **the fees collected support $RFI holders.**&#x20;
